New, It’s a no credit needed payment option, approvals based on your banking history. Once approved you get 12 months to pay it off however, only if paid in full within 90-100 days you get zero interest. If you want to do the 12 months the interest is high it could double the amount, but as long as you pay it within 90-100 days its zero interest . To apply you can visit our website gomacstar dot com or I can text the link to your phone number whatever you prefer . Make an offer!;